you’ll be element of a similar neighborhood this is certainly increasing use of inexpensive credit for many

you’ll be element of a similar neighborhood this is certainly increasing use of inexpensive credit for many

Simple application for the loan

Whenever you sign up for an Oakam loan, you’re not merely creating a better monetary future on your own, you’ll be section of a similar neighborhood this is certainly improving usage of inexpensive credit for many

Every time we help folks because they achieve their funds objectives, develop their credit profile and accessibility much better loan prices. In the same time, by utilizing our cellular application to settle on time, Oakam clients are changing the financing business, making credit more affordable and more available for all.

Join our neighborhood of 150,000+ clients.

brand brand New buyer? Begin with a loan from ?100 to ?800 today. Fast recovery without any belated costs

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right here.

Present clients can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with your Big loan that is plus.

  • Access cheaper prices in the long run and enhance your credit score
  • Rapidly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup fees. No late or repayment that is early

at the mercy of terms

Apply with full confidence

Fill our safe web application and get a choice in moments. No setup charges, no belated costs with no repayment that is early.

Begin your Oakam trip

Place your loan to work well with the Oakam software, increase your credit history in the long run and grow your method to a better monetary future.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Get more info

Get in on the 150,000+ consumers that trust us

We’re more than simply a money lender: we’re on a objective to help make credit that is accessible reality for several.

Download our cellular software

The Oakam mobile software will permit you to use as well as assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your next payment time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll tune in to your tale if you’re on benefits, possess credit that is bad or simply found its way to great britain. We’ve caused it to be our objective to split down barriers that are financial enhance accessibility for several.

No residence visits – previously!

Cash is a matter that is private we ensure that is stays in that way. Think about us as an option to doorstep financial financial loans. We’ll never ever hit on the home and you will constantly achieve us using the internet or higher the device.

No surprises that are hidden

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection up to a better economic future

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of working for you create your credit profile with time.

Handle your loan because of the Oakam application

Access your loan and repayment routine by getting our software, thereby applying for tops ups and loans that are new the long term.


Oakam provides simple and simple services that are financial individuals who battle to borrow from banking institutions. You can expect responsible usage of credit and tend to be aimed at offering our consumers with value.

Every time we help individuals because they achieve their funds targets, develop their credit profile, and accessibility better loan rates. During the exact same time, by making use of our cellular software to settle on time, Oakam clients are changing the financing business, making credit more affordable and much more obtainable for all.

How exactly does it work?

It’s simple! You are able to use on our web site, or via our cellular application. The application may be downloaded through the Apple iStore for iPhone products, or regarding the Bing Play shop for Android os products. In the event the application is authorized, the money is provided for your money from the day that is same. Many successful prospects get their financial financial loans within a few hours to be authorized.*

*Subject to status. Regarding the application, we are going to ask you to answer for the income that is monthly and in information, so that you can concur that you really can afford the month-to-month repayments throughout the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we try not to solely base our decision on your credit score. At Oakam we realize that life does not go as planned always. We realize you will probably have come across financial hardships in past times so when an effect, you might have a bad credit score. Unlike various various other loan providers though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit rating and cost assessment help us comprehend your situation that is current when assess the job for a financial loan.

Therefore, also if you’ve been declined by various other lenders in past times, we may nevertheless be in a position to assist.

I will be a new comer to great britain. Can Oakam help me to with that loan?

Yes. We ask which you have now been a citizen in britain for at the very least a few months before you apply for a loan with us. All financial financial loans tend to be at the mercy of cost inspections along with your monetary standing. We welcome new clients each day and, because our web application procedure is completely automatic, you’ll use if you want to, seven days per week. Our financial financial loans tend to be susceptible to your economic condition.

So what does APR suggest?

APR signifies Apr.

The APR is a measure that is standard across all credit services and products to aid customers compare the expense of financial financial financial loans. Since the APR reflects the yearly price of fee for a loan, it’s not constantly a effortless measure to realize when you compare financial financial financial loans of various lengths.

The APR is, correctly, a effective comparison device for comparable services and products, but additionally into the APR, we constantly explain to you the sum total cost of that loan additionally the specific instalments, for example. what you would pay off in complete. We think these details provides a fuller image of the expenses of your financial loans and may help you create a well-informed choice whether certainly one of our financial loans works for your needs.

I will be self-employed. Can I have that loan?

Indeed, at the mercy of your economic condition.

Am I able to possess application that is joint my companion?

No. We just provide to people therefore we usually do not take combined programs.